/* ═══════════════════════════════════════
   prets.immo — Design v2
   Élégance bancaire française
   ═══════════════════════════════════════ */

/* Fonts chargées dans le HTML */

:root {
  --ivory:      #f5f7f9;
  --ivory-dark: #eaecf0;
  --ivory-mid:  #dde2e8;
  --ink:        #1a1f2e;
  --ink-soft:   #2e3547;
  --ink-muted:  #6b7585;
  --gold:       #007a9e;
  --gold-light: #3da8c8;
  --gold-pale:  #e8f4f9;
  --gold-dark:  #005f7a;
  --slate:      #3d4f6b;
  --slate-light:#e8edf5;
  --white:      #ffffff;
  --border:     #d5dce5;
  --border-soft:#e5eaf0;
  --success:    #2d6a4f;
  --radius:     4px;
  --radius-lg:  10px;
  --shadow:     0 2px 12px rgba(26,31,46,.07);
  --shadow-lg:  0 8px 40px rgba(26,31,46,.12);
  --font-display: 'Inter', system-ui, sans-serif;
  --font-body:    'Inter', system-ui, sans-serif;
  --max-w:      1100px;
  --nav-h:      68px;
}

/* ── RESET ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { font-size: 16px; scroll-behavior: smooth; }
body {
  font-family: var(--font-body);
  background: var(--ivory);
  color: var(--ink);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
img { max-width: 100%; display: block; }
input, textarea, select, button { font-family: var(--font-body); }

/* ── CONTAINER ── */
.container { max-width: var(--max-w); margin: 0 auto; padding: 0 24px; }

/* ── NAV ── */
.nav {
  position: sticky; top: 0; z-index: 100;
  background: rgba(250,248,244,.92);
  backdrop-filter: blur(12px) saturate(180%);
  border-bottom: 1px solid var(--border);
  height: var(--nav-h);
}
.nav-inner {
  display: flex; align-items: center; justify-content: space-between;
  height: 100%; gap: 2rem;
}
.logo {
  flex-shrink: 0;
  display: flex;
  align-items: center;
}
.logo img { display: block; height: 36px; width: auto; }
.menu {
  display: flex; align-items: center; gap: .15rem;
  flex: 1; justify-content: center;
}
.menu a {
  padding: .45rem .85rem;
  font-size: .84rem;
  font-weight: 500;
  color: var(--ink-muted);
  border-radius: var(--radius);
  transition: color .2s, background .2s;
  white-space: nowrap;
  letter-spacing: .02em;
}
.menu a:hover, .menu a.active { color: var(--ink); background: var(--ivory-dark); }
.nav-cta {
  display: inline-flex; align-items: center;
  background: var(--ink); color: var(--white);
  padding: .55rem 1.25rem;
  border-radius: var(--radius);
  font-size: .84rem; font-weight: 600;
  letter-spacing: .03em;
  transition: background .2s, transform .15s;
  flex-shrink: 0;
}
.nav-cta:hover { background: var(--slate); transform: translateY(-1px); }
.nav-toggle {
  display: none;
  background: none; border: none;
  font-size: 1.5rem; cursor: pointer; color: var(--ink);
  padding: .4rem .5rem;
  border-radius: var(--radius);
  transition: background .15s;
  line-height: 1;
}
.nav-toggle:hover { background: var(--ivory-dark); }

/* ── HERO ── */
.hero {
  padding: 80px 0 64px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute; inset: 0;
  background: radial-gradient(ellipse 70% 60% at 60% 40%, rgba(0,122,158,.07) 0%, transparent 65%);
  pointer-events: none;
}
.hero-inner {
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 48px;
  align-items: start;
}
.hero-eyebrow {
  display: inline-flex; align-items: center; gap: .5rem;
  font-size: .72rem; font-weight: 600;
  text-transform: uppercase; letter-spacing: .12em;
  color: var(--gold);
  margin-bottom: 1.25rem;
  padding: .3rem .8rem;
  background: var(--gold-pale);
  border-radius: 20px;
  border: 1px solid rgba(0,122,158,.2);
}
.hero h1 {
  font-family: var(--font-display);
  font-size: clamp(2rem, 3.8vw, 3rem);
  font-weight: 400;
  line-height: 1.1;
  color: var(--ink);
  margin-bottom: 1.25rem;
  letter-spacing: -.01em;
}
.hero h1 em { font-style: normal; font-weight: 700; color: var(--gold); }
.hero-lead {
  font-size: 1.05rem;
  color: var(--ink-muted);
  line-height: 1.7;
  max-width: 480px;
  margin-bottom: 2rem;
}
.hero-actions { display: flex; gap: .75rem; flex-wrap: wrap; margin-bottom: 2rem; }
.hero-trust {
  display: flex; align-items: center; gap: .75rem;
  font-size: .8rem; color: var(--ink-muted);
}
.hero-trust .stars { color: var(--gold); letter-spacing: .05em; }
.hero-trust span { opacity: .5; }

/* ── WIDGETS SIDE ── */
.hero-widgets { display: flex; flex-direction: column; gap: 1rem; }
.rate-tiles { display: grid; grid-template-columns: 1fr 1fr; gap: .75rem; }
.rate-tile {
  background: var(--white);
  border: 1px solid var(--border-soft);
  border-radius: var(--radius-lg);
  padding: 1.1rem 1.25rem;
  box-shadow: var(--shadow);
}
.rate-tile-label { font-size: .72rem; color: var(--ink-muted); font-weight: 500; text-transform: uppercase; letter-spacing: .07em; margin-bottom: .35rem; }
.rate-tile-value { font-family: var(--font-display); font-size: 2rem; font-weight: 500; color: var(--ink); line-height: 1; }
.rate-tile-sub { font-size: .72rem; color: var(--ink-muted); margin-top: .3rem; }
.rate-tile.gold-border { border-color: rgba(0,122,158,.25); background: var(--gold-pale); }
.rate-tile.gold-border .rate-tile-value { color: var(--gold); }

/* ── SIMULATOR CARD ── */
.sim-card {
  background: var(--white);
  border: 1px solid var(--border-soft);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
  box-shadow: var(--shadow);
}
.sim-card h3 {
  font-family: var(--font-display);
  font-size: 1.2rem; font-weight: 500;
  margin-bottom: 1.1rem;
  color: var(--ink);
}
.sim-grid { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: .75rem; margin-bottom: 1rem; }
.sim-field label {
  display: block;
  font-size: .72rem; font-weight: 600;
  text-transform: uppercase; letter-spacing: .07em;
  color: var(--ink-muted); margin-bottom: .35rem;
}
.sim-field input {
  width: 100%; padding: .6rem .8rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  font-size: .9rem; color: var(--ink);
  background: var(--ivory);
  outline: none;
  transition: border-color .2s;
}
.sim-field input:focus { border-color: var(--gold); background: var(--white); }
.sim-result {
  background: var(--ink);
  border-radius: var(--radius);
  padding: .9rem 1rem;
  display: flex; align-items: center; justify-content: space-between;
  margin-bottom: 1rem;
}
.sim-result-label { font-size: .78rem; color: rgba(255,255,255,.6); }
.sim-result-value { font-family: var(--font-display); font-size: 1.8rem; font-weight: 500; color: var(--white); }
.sim-result-sub { font-size: .7rem; color: rgba(255,255,255,.4); }

/* ── BUTTONS ── */
.btn {
  display: inline-flex; align-items: center; gap: .4rem;
  padding: .7rem 1.5rem;
  border-radius: var(--radius);
  font-size: .9rem; font-weight: 600;
  cursor: pointer; border: none;
  transition: all .2s;
  letter-spacing: .02em;
  text-decoration: none;
  white-space: nowrap;
}
.btn-primary { background: var(--ink); color: var(--white); }
.btn-primary:hover { background: var(--slate); transform: translateY(-1px); box-shadow: var(--shadow); }
.btn-gold { background: var(--gold); color: var(--white); }
.btn-gold:hover { background: #005f7a; transform: translateY(-1px); box-shadow: 0 4px 16px rgba(0,122,158,.25); }
.btn-outline { background: transparent; color: var(--ink); border: 1.5px solid var(--border); }
.btn-outline:hover { border-color: var(--ink); background: var(--ink); color: var(--white); }
.btn-sm { padding: .5rem 1.1rem; font-size: .82rem; }

/* ── SECTIONS ── */
.section { padding: 72px 0; }
.section-alt { background: var(--white); }
.section-dark { background: var(--ink); color: var(--white); }
.section-gold { background: var(--gold-pale); }

.section-label {
  font-size: .72rem; font-weight: 600;
  text-transform: uppercase; letter-spacing: .12em;
  color: var(--gold); margin-bottom: .75rem;
}
.section-title {
  font-family: var(--font-display);
  font-size: clamp(1.5rem, 2.5vw, 2.2rem);
  font-weight: 400;
  line-height: 1.15;
  color: var(--ink);
  margin-bottom: 1rem;
  letter-spacing: -.01em;
}
.section-title em { font-style: normal; font-weight: 700; color: var(--gold); }
.section-dark .section-title { color: var(--white); }
.section-title em { font-style: normal; font-weight: 700; color: var(--gold); }
.section-lead {
  font-size: 1rem; color: var(--ink-muted);
  max-width: 560px; line-height: 1.7;
}
.section-dark .section-lead { color: rgba(255,255,255,.6); }
.section-header { margin-bottom: 3rem; }
.section-header.centered { text-align: center; }
.section-header.centered .section-lead { margin: 0 auto; }

/* ── FEATURES ── */
.features-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 1.5rem; }
.feature-card {
  background: var(--white);
  border: 1px solid var(--border-soft);
  border-radius: var(--radius-lg);
  padding: 2rem 1.75rem;
  box-shadow: var(--shadow);
  transition: transform .2s, box-shadow .2s;
  position: relative; overflow: hidden;
}
.feature-card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--gold), transparent);
  opacity: 0; transition: opacity .3s;
}
.feature-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); }
.feature-card:hover::before { opacity: 1; }
.feature-icon {
  width: 44px; height: 44px;
  background: var(--gold-pale);
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem;
  margin-bottom: 1.25rem;
}
.feature-title { font-weight: 600; font-size: .95rem; margin-bottom: .5rem; color: var(--ink); }
.feature-text { font-size: .88rem; color: var(--ink-muted); line-height: 1.65; }

/* ── STEPS ── */
.steps-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 1.5rem; position: relative; }
.steps-grid::before {
  content: '';
  position: absolute; top: 28px; left: 12%; right: 12%;
  height: 1px; background: var(--border);
}
.step-card { text-align: center; position: relative; }
.step-num {
  width: 56px; height: 56px;
  background: var(--white);
  border: 2px solid var(--border);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 1.25rem;
  font-family: var(--font-display);
  font-size: 1.4rem; font-weight: 500;
  color: var(--gold);
  position: relative; z-index: 1;
  transition: border-color .2s, background .2s;
}
.step-card:hover .step-num { border-color: var(--gold); background: var(--gold-pale); }
.step-title { font-weight: 600; font-size: .9rem; margin-bottom: .4rem; }
.step-text { font-size: .83rem; color: var(--ink-muted); line-height: 1.55; }

/* ── SERVICES ── */
.services-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 1.5rem; }
.service-card {
  background: var(--white);
  border: 1px solid var(--border-soft);
  border-radius: var(--radius-lg);
  padding: 2rem 1.75rem;
  box-shadow: var(--shadow);
  transition: all .25s;
}
.service-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); border-color: var(--gold-light); }
.service-icon { font-size: 2rem; margin-bottom: 1rem; }
.service-title {
  font-family: var(--font-display);
  font-size: 1.3rem; font-weight: 500;
  margin-bottom: .65rem; color: var(--ink);
}
.service-text { font-size: .88rem; color: var(--ink-muted); line-height: 1.7; margin-bottom: 1.25rem; }
.service-list { list-style: none; }
.service-list li {
  font-size: .84rem; color: var(--ink-soft);
  padding: .3rem 0;
  border-bottom: 1px solid var(--border-soft);
  display: flex; align-items: center; gap: .5rem;
}
.service-list li::before { content: '→'; color: var(--gold); font-size: .8rem; }

/* ── TAUX TABLE ── */
.rates-table {
  width: 100%; border-collapse: collapse;
  background: var(--white);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow);
  border: 1px solid var(--border-soft);
}
.rates-table th {
  background: var(--ink);
  color: var(--white);
  font-size: .78rem; font-weight: 600;
  text-transform: uppercase; letter-spacing: .08em;
  padding: 1rem 1.5rem;
  text-align: left;
}
.rates-table td {
  padding: .9rem 1.5rem;
  font-size: .9rem;
  border-bottom: 1px solid var(--border-soft);
  color: var(--ink-soft);
}
.rates-table tr:last-child td { border-bottom: none; }
.rates-table tr:hover td { background: var(--ivory); }
.rates-table .rate-val {
  font-family: var(--font-display);
  font-size: 1.4rem; font-weight: 500;
  color: var(--gold);
}
.rates-table .rate-best { color: var(--success); }
.rates-note { font-size: .78rem; color: var(--ink-muted); margin-top: .75rem; font-style: italic; }

/* ── SIMULATEUR FULL ── */
.sim-full-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 2rem; align-items: start; }
.sim-panel {
  background: var(--white);
  border: 1px solid var(--border-soft);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow);
}
.sim-panel h3 {
  font-family: var(--font-display);
  font-size: 1.3rem; font-weight: 500;
  margin-bottom: 1.5rem; color: var(--ink);
  padding-bottom: 1rem; border-bottom: 1px solid var(--border-soft);
}
.sim-full-grid .sim-field { margin-bottom: 1.1rem; }
.sim-full-grid .sim-field label {
  display: block;
  font-size: .75rem; font-weight: 600;
  text-transform: uppercase; letter-spacing: .07em;
  color: var(--ink-muted); margin-bottom: .4rem;
}
.sim-full-grid .sim-field input, .sim-full-grid .sim-field select {
  width: 100%; padding: .7rem .9rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  font-size: .92rem; color: var(--ink);
  background: var(--ivory);
  outline: none; transition: border-color .2s;
}
.sim-full-grid .sim-field input:focus,
.sim-full-grid .sim-field select:focus { border-color: var(--gold); background: var(--white); }
.sim-summary {
  position: sticky; top: 90px;
  background: var(--ink);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  color: var(--white);
}
.sim-summary h3 {
  font-family: var(--font-display);
  font-size: 1.2rem; font-weight: 400;
  margin-bottom: 1.25rem; color: var(--white);
  border-bottom: 1px solid rgba(255,255,255,.1);
  padding-bottom: .9rem;
}
.sim-row {
  display: flex; justify-content: space-between;
  padding: .6rem 0;
  border-bottom: 1px solid rgba(255,255,255,.07);
  font-size: .84rem;
}
.sim-row:last-of-type { border: none; }
.sim-row .sr-label { color: rgba(255,255,255,.55); }
.sim-row .sr-value { font-weight: 600; color: var(--white); }
.sim-big {
  background: rgba(255,255,255,.06);
  border-radius: var(--radius);
  padding: 1.1rem;
  text-align: center; margin: 1.25rem 0;
}
.sim-big-label { font-size: .72rem; color: rgba(255,255,255,.5); text-transform: uppercase; letter-spacing: .08em; }
.sim-big-value {
  font-family: var(--font-display);
  font-size: 2.4rem; font-weight: 400;
  color: var(--gold-light); line-height: 1.1; margin: .25rem 0;
}
.sim-big-sub { font-size: .72rem; color: rgba(255,255,255,.4); }
.sim-amort { margin-top: 1.5rem; }
.sim-amort-title { font-size: .75rem; font-weight: 600; text-transform: uppercase; letter-spacing: .08em; color: rgba(255,255,255,.4); margin-bottom: .75rem; }
.amort-bar { height: 8px; background: rgba(255,255,255,.1); border-radius: 4px; overflow: hidden; margin-bottom: .4rem; }
.amort-bar-fill { height: 100%; background: var(--gold-light); border-radius: 4px; transition: width .5s; }
.amort-bar-fill.interest { background: rgba(255,255,255,.3); }

/* ── FAQ ── */
.faq-list { max-width: 760px; margin: 0 auto; }
.faq-item {
  border-bottom: 1px solid var(--border-soft);
  overflow: hidden;
}
.faq-question {
  width: 100%; background: none; border: none;
  display: flex; justify-content: space-between; align-items: center;
  padding: 1.25rem 0;
  font-size: .95rem; font-weight: 500;
  color: var(--ink); cursor: pointer;
  text-align: left; gap: 1rem;
  transition: color .2s;
}
.faq-question:hover { color: var(--gold); }
.faq-question .faq-icon { flex-shrink: 0; color: var(--gold); font-size: 1.2rem; transition: transform .3s; }
.faq-question.open .faq-icon { transform: rotate(45deg); }
.faq-answer {
  font-size: .9rem; color: var(--ink-muted);
  line-height: 1.75; max-height: 0;
  overflow: hidden; transition: max-height .35s ease, padding .3s;
  padding-bottom: 0;
}
.faq-answer.open { max-height: 400px; padding-bottom: 1.25rem; }

/* ── CONTACT ── */
.contact-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 2.5rem; align-items: start; }
.contact-form-wrap {
  background: var(--white);
  border: 1px solid var(--border-soft);
  border-radius: var(--radius-lg);
  padding: 2.25rem;
  box-shadow: var(--shadow);
}
.contact-form-wrap h2 {
  font-family: var(--font-display);
  font-size: 1.6rem; font-weight: 400;
  margin-bottom: 1.5rem; color: var(--ink);
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; margin-bottom: 1rem; }
.form-group { display: flex; flex-direction: column; gap: .4rem; margin-bottom: 1rem; }
.form-group label {
  font-size: .75rem; font-weight: 600;
  text-transform: uppercase; letter-spacing: .07em;
  color: var(--ink-muted);
}
.form-group input, .form-group textarea, .form-group select {
  padding: .7rem .9rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  font-size: .9rem; color: var(--ink);
  background: var(--ivory);
  outline: none; transition: border-color .2s, background .2s;
}
.form-group input:focus, .form-group textarea:focus, .form-group select:focus {
  border-color: var(--gold); background: var(--white);
  box-shadow: 0 0 0 3px rgba(0,122,158,.1);
}
.form-group textarea { resize: vertical; min-height: 120px; }
.form-note { font-size: .75rem; color: var(--ink-muted); margin-top: .75rem; }
.form-note a { color: var(--gold); }
.contact-info { display: flex; flex-direction: column; gap: 1rem; }
.contact-info-card {
  background: var(--white);
  border: 1px solid var(--border-soft);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
  box-shadow: var(--shadow);
}
.contact-info-card h3 {
  font-family: var(--font-display);
  font-size: 1.1rem; font-weight: 500;
  margin-bottom: 1rem; color: var(--ink);
}
.contact-row {
  display: flex; align-items: flex-start; gap: .75rem;
  font-size: .88rem; color: var(--ink-soft);
  padding: .5rem 0;
  border-bottom: 1px solid var(--border-soft);
}
.contact-row:last-child { border: none; }
.contact-row .cr-icon { font-size: 1.1rem; flex-shrink: 0; margin-top: .05rem; }
.contact-row a:hover { color: var(--gold); }
.badge-legal {
  display: inline-flex; align-items: center; gap: .4rem;
  background: var(--slate-light);
  color: var(--slate);
  padding: .3rem .8rem;
  border-radius: 4px;
  font-size: .75rem; font-weight: 600;
  letter-spacing: .04em;
}

/* ── À PROPOS ── */
.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 4rem; align-items: center; }
.about-text .section-title { margin-bottom: 1.25rem; }
.about-stats { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; margin-top: 2rem; }
.about-stat {
  background: var(--white);
  border: 1px solid var(--border-soft);
  border-radius: var(--radius-lg);
  padding: 1.25rem;
  box-shadow: var(--shadow);
}
.about-stat-value {
  font-family: var(--font-display);
  font-size: 2.2rem; font-weight: 400;
  color: var(--gold); line-height: 1;
  margin-bottom: .3rem;
}
.about-stat-label { font-size: .8rem; color: var(--ink-muted); }
.about-visual {
  background: linear-gradient(135deg, var(--ink) 0%, var(--slate) 100%);
  border-radius: var(--radius-lg);
  padding: 3rem;
  color: var(--white);
  display: flex; flex-direction: column; gap: 1.5rem;
}
.about-visual-quote {
  font-family: var(--font-display);
  font-size: 1.5rem; font-weight: 300;
  font-style: italic; line-height: 1.4;
  color: rgba(255,255,255,.9);
}
.about-visual-sig {
  font-size: .82rem; color: rgba(255,255,255,.5);
  border-top: 1px solid rgba(255,255,255,.15);
  padding-top: 1rem;
}

/* ── BLOG ── */
.blog-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 1.5rem; }
.blog-card {
  background: var(--white);
  border: 1px solid var(--border-soft);
  border-radius: var(--radius-lg);
  overflow: hidden; box-shadow: var(--shadow);
  transition: transform .2s, box-shadow .2s;
}
.blog-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); }
.blog-img {
  height: 160px;
  background: linear-gradient(135deg, var(--ink) 0%, var(--slate) 100%);
  display: flex; align-items: center; justify-content: center;
  font-size: 3rem; color: rgba(255,255,255,.3);
}
.blog-body { padding: 1.5rem; }
.blog-tag {
  font-size: .7rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: .1em;
  color: var(--gold); margin-bottom: .5rem;
}
.blog-title {
  font-family: var(--font-display);
  font-size: 1.1rem; font-weight: 500;
  color: var(--ink); margin-bottom: .5rem;
  line-height: 1.3;
}
.blog-excerpt { font-size: .84rem; color: var(--ink-muted); line-height: 1.6; }
.blog-coming { text-align: center; padding: 4rem 2rem; color: var(--ink-muted); }
.blog-coming .bc-icon { font-size: 3rem; opacity: .3; margin-bottom: 1rem; }

/* ── MENTIONS / LEGALES ── */
.legal-content { max-width: 760px; }
.legal-content h2 {
  font-family: var(--font-display);
  font-size: 1.4rem; font-weight: 500;
  margin: 2rem 0 .75rem; color: var(--ink);
}
.legal-content p, .legal-content li {
  font-size: .9rem; color: var(--ink-muted); line-height: 1.8;
  margin-bottom: .5rem;
}
.legal-content ul { padding-left: 1.5rem; list-style: disc; }
.legal-alert {
  background: var(--gold-pale);
  border: 1px solid rgba(0,122,158,.25);
  border-left: 4px solid var(--gold);
  border-radius: var(--radius);
  padding: 1rem 1.25rem;
  font-size: .88rem; color: var(--ink-soft);
  margin: 1.5rem 0;
}

/* ── CTA BAND ── */
.cta-band {
  background: var(--ink);
  padding: 64px 0;
}
.cta-band-inner {
  display: flex; align-items: center; justify-content: space-between;
  gap: 2rem; flex-wrap: wrap;
}
.cta-band h2 {
  font-family: var(--font-display);
  font-size: 2rem; font-weight: 400;
  color: var(--white); line-height: 1.2;
}
.cta-band h2 em { font-style: italic; color: var(--gold-light); }
.cta-band p { color: rgba(255,255,255,.5); margin-top: .5rem; font-size: .9rem; }
.cta-band-actions { display: flex; gap: .75rem; flex-shrink: 0; }

/* ── FOOTER ── */
.footer {
  background: var(--ink-soft);
  color: rgba(255,255,255,.7);
  padding: 56px 0 32px;
}
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1.5fr; gap: 2.5rem; margin-bottom: 2.5rem; }
.footer-brand {
  margin-bottom: .5rem;
}
.footer-brand img { display: block; height: 28px; width: auto; }
.footer-tagline { font-size: .82rem; color: rgba(255,255,255,.4); line-height: 1.55; }
.footer-col-title {
  font-size: .72rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: .1em;
  color: rgba(255,255,255,.4); margin-bottom: .9rem;
}
.footer-col ul li { margin-bottom: .4rem; }
.footer-col ul a {
  font-size: .84rem; color: rgba(255,255,255,.6);
  transition: color .2s;
}
.footer-col ul a:hover { color: var(--white); }
.footer-contact p { font-size: .84rem; margin-bottom: .4rem; }
.footer-contact a { color: rgba(255,255,255,.6); transition: color .2s; }
.footer-contact a:hover { color: var(--white); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.08);
  padding-top: 1.5rem;
  display: flex; align-items: center; justify-content: space-between;
  flex-wrap: wrap; gap: .75rem;
  font-size: .75rem; color: rgba(255,255,255,.3);
}
.footer-bottom a { color: rgba(255,255,255,.4); }
.footer-bottom a:hover { color: rgba(255,255,255,.7); }

/* ── PAGE HEADER ── */
.page-hero {
  padding: 56px 0 48px;
  background: var(--white);
  border-bottom: 1px solid var(--border-soft);
}
.page-hero-inner { max-width: 680px; }
.page-hero h1 {
  font-family: var(--font-display);
  font-size: clamp(2rem, 3.5vw, 2.8rem);
  font-weight: 400; line-height: 1.15;
  color: var(--ink); margin-bottom: .75rem;
}
.page-hero p { font-size: 1rem; color: var(--ink-muted); line-height: 1.7; }
.breadcrumb {
  display: flex; align-items: center; gap: .4rem;
  font-size: .78rem; color: var(--ink-muted);
  margin-bottom: 1.25rem;
}
.breadcrumb a { color: var(--gold); }
.breadcrumb span { opacity: .5; }

/* ── RESPONSIVE ── */
@media (max-width: 1024px) {
  .about-grid { grid-template-columns: 1fr; gap: 2.5rem; }
  .sim-full-grid { grid-template-columns: 1fr; }
  .sim-summary { position: static; }
  .steps-grid::before { display: none; }
}

@media (max-width: 860px) {
  /* Simulateur : Résultats en premier sur mobile */
  .sim-full-grid { display: flex; flex-direction: column; }
  .sim-full-grid > div:last-child { order: -1; }
  .sim-summary { border-radius: var(--radius-lg); }
}

@media (max-width: 860px) {
  /* ── MENU : hamburger dès 860px ── */
  :root { --nav-h: 60px; }
  .menu {
    display: none;
    position: fixed;
    top: var(--nav-h);
    left: 0; right: 0;
    background: var(--ivory);
    border-bottom: 1px solid var(--border);
    padding: 1rem 1.25rem;
    flex-direction: column;
    align-items: flex-start;
    gap: .2rem;
    max-height: calc(100vh - var(--nav-h));
    overflow-y: auto;
    box-shadow: 0 8px 24px rgba(0,0,0,.08);
    z-index: 99;
  }
  .menu.open { display: flex; }
  .menu a { font-size: .95rem; padding: .65rem .9rem; width: 100%; }
  .nav-toggle { display: block; }
  .nav-cta { display: none; }

  /* ── CONTENU ── */
  .hero-inner { grid-template-columns: 1fr; }
  .features-grid { grid-template-columns: 1fr 1fr; }
  .steps-grid { grid-template-columns: 1fr 1fr; }
  .services-grid { grid-template-columns: 1fr; }
  .blog-grid { grid-template-columns: 1fr 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .cta-band-inner { flex-direction: column; text-align: center; }
  .cta-band-actions { justify-content: center; }
  .rates-table { font-size: .82rem; }
  .rates-table th, .rates-table td { padding: .75rem 1rem; }
}

@media (max-width: 600px) {
  .hero { padding: 48px 0 40px; }
  .hero h1 { font-size: 2rem; }
  .sim-grid { grid-template-columns: 1fr 1fr; }
  .rate-tiles { grid-template-columns: 1fr 1fr; }
  .features-grid { grid-template-columns: 1fr; }
  .steps-grid { grid-template-columns: 1fr; }
  .blog-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .about-stats { grid-template-columns: 1fr 1fr; }

  /* Tableaux scrollables sur mobile */
  .rates-table-wrap { overflow-x: auto; -webkit-overflow-scrolling: touch; }
  .rates-table { min-width: 480px; }

  /* Textes */
  .section-title { font-size: 1.6rem; }
  .hero h1 { font-size: 1.8rem; line-height: 1.2; }
  .page-hero h1 { font-size: 1.6rem; }

  /* Boutons */
  .btn { padding: .6rem 1.1rem; font-size: .9rem; }
  .cta-band-actions .btn { width: 100%; justify-content: center; }
}


/* ── SUBMENU ── */
.has-sub { position: relative; }
.submenu {
  visibility: hidden;
  opacity: 0;
  pointer-events: none;
  position: absolute;
  top: calc(100% + 4px);
  left: 0;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: .5rem;
  min-width: 200px;
  box-shadow: var(--shadow-lg);
  z-index: 200;
  transition: opacity .2s, visibility 0s linear 1s;
}
.has-sub:hover .submenu,
.has-sub .submenu:hover {
  visibility: visible;
  opacity: 1;
  pointer-events: auto;
  transition: opacity .15s, visibility 0s linear 0s;
}
/* Pont invisible entre le lien nav et le submenu pour éviter le gap */
.has-sub::after {
  content: '';
  position: absolute;
  top: 100%;
  left: 0;
  right: 0;
  height: 12px;
}
.submenu li a {
  display: block;
  padding: .55rem .9rem;
  font-size: .84rem;
  color: var(--ink-soft);
  border-radius: var(--radius);
  transition: background .15s, color .15s;
}
.submenu li a:hover { background: var(--ivory-dark); color: var(--ink); }
@media (max-width:600px) {
  .submenu { position: static; box-shadow: none; border: none; padding: 0 0 0 1rem;
             visibility: visible; opacity: 1; pointer-events: auto; transition: none; }
}

/* ── RESPONSIVE PORTUGAL ── */
@media (max-width: 860px) {
  .region-card { grid-template-columns: 1fr !important; }
  .region-card > div:first-child { min-height: 160px !important; }
  .portugal-hero-grid { grid-template-columns: 1fr !important; }
}

/* ── RESPONSIVE GRILLES INLINE ── */
@media (max-width: 600px) {
  /* Toutes les grilles 3 colonnes → 1 colonne */
  [style*="grid-template-columns:1fr 1fr 1fr"],
  [style*="grid-template-columns: 1fr 1fr 1fr"] {
    grid-template-columns: 1fr !important;
  }
}
  to   { opacity: 1; transform: translateY(0); }
}
.fade-up { animation: fadeUp .5s ease both; }
.fade-up-1 { animation-delay: .1s; }
.fade-up-2 { animation-delay: .2s; }
.fade-up-3 { animation-delay: .3s; }
.fade-up-4 { animation-delay: .4s; }

/* ── UTILS ── */
.text-gold { color: var(--gold); }
.text-muted { color: var(--ink-muted); }
.mb-0 { margin-bottom: 0; }
.mt-2 { margin-top: 2rem; }
.pad { padding: 56px 0; }
.sr-only { position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0); }
/* ── ANIMATIONS ── */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(18px); }


/* ── ESPACE CLIENT NAV BUTTON ── */
.nav-cta[style*="--gold"] {
  background: var(--gold) !important;
}

/* ── PAGE HERO AVEC FOND SOMBRE ── */
.page-hero[style*="linear-gradient"] .page-hero-inner h1,
.page-hero[style*="linear-gradient"] .page-hero-inner p {
  color: var(--white);
}
.page-hero[style*="linear-gradient"] .breadcrumb a {
  color: var(--gold);
}
.page-hero[style*="linear-gradient"] .breadcrumb span {
  color: rgba(255,255,255,.4);
}

/* ── PHOTO SECTIONS ── */
.photo-strip {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  overflow: hidden;
}
.photo-strip img {
  width: 100%; height: 220px;
  object-fit: cover; display: block;
}

/* ── DESTINATION CARDS ── */
.dest-card {
  position: relative; display: block;
  overflow: hidden; text-decoration: none;
}
.dest-card img {
  width: 100%; height: 240px;
  object-fit: cover; display: block;
  transition: transform .4s;
}
.dest-card:hover img { transform: scale(1.04); }
.dest-card-label {
  position: absolute; inset: 0;
  display: flex; align-items: flex-end; padding: 1.5rem;
}

/* ── ABOUT PHOTO ── */
.about-photo-banner {
  width: 100%;
  height: 380px;
  object-fit: cover;
  object-position: center top;
  display: block;
  border-radius: var(--radius-lg);
}

/* ── COURTIER SECTION ── */
.courtier-photo {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: 0 20px 60px rgba(0,0,0,.12);
}
.courtier-photo img {
  width: 100%; height: 420px;
  object-fit: cover; display: block;
}
.courtier-photo-caption {
  position: absolute; bottom: 0; left: 0; right: 0;
  padding: 1.5rem;
  background: linear-gradient(transparent, rgba(10,37,64,.85));
}

/* ── RESPONSIVE PHOTOS ── */
@media (max-width: 768px) {
  .photo-strip { grid-template-columns: 1fr; }
  .photo-strip img { height: 160px; }
  .dest-card img { height: 180px; }
  .courtier-photo img { height: 280px; }
  .about-photo-banner { height: 220px; }
}